11/10/2008

Hello:

According to Al Frank Asset Management (not to be confused with Al Franken the comedian) the next big thing in investing may be a small thing. Coming out of an economic downturn, historically small cap stocks have greatly outperformed large cap stocks. (Past performance is no guarantee of future results.)

Comparing the S&P 500 to the Russell 2000 (small cap) Index over the past year, I do see that small caps have dropped somewhat less than larger cap stocks. Perhaps there is something to be said for the argument that the next Big Thing may indeed be a small thing.

Here's to innovation and Yankee Ingenuity.

Haven't taken your required minimum distribution (RMD) yet? Please give us a call to set the wheels in motion before yearend

Terri G. Millson, CIMA, CIMC President

Ray Dicius, CSA, GEPC LPL Branch Manager